Burlington Ontario Growth 2014 – Summer Activities

Burlington, Ontario Canada continues to grow along with neighboring Oakville.   In general, Halton Region is one of the fastest growing and also one of the safest areas in the Greater Toronto Area (GTA).

This spring the town offers swimming, summer camps, activities for kids and teens as well as music and student theatre.  Get the current Live and Play guide here.  You will find lots to do this summer in this recreation and leisure guide.

It has been a tough winter this year in Southern Ontario (and much of the Northeast), so its now time to get out and play.

Little kids will love the new splashpads at the Millcroft Community Park.  There are other splashpads at Norton, Nelson, Mountainside and Spencer Smith.

Get involved in organized sports outdoors or do something cultural this summer.

If it gets too hot, stop by the Burlington public library.

Pick up the Summer BPL Guide at any neighbourhood library or view it online. Here are some of the highlights of this summer’s library activities…

Trip to the Shaw to see Philadelphia Story, Looking Behind the Curtain while Burlington Student Theatre prepares for a Disney production, Meet the Geeks from Best Buy’s Geek Squad and much more.

DownTown Burlington Ontario




Day Trips From Burlington Ontario – Royal Botanical Gardens

Burlington and Oakville are on the shores of Lake Ontario and a great base for day trips in the region.  Some popular day trips for a complete day of fun and adventure include:

Botanical Gardens:  The Royal Botanical Gardens offers the longest walking path in Canada called the Bruce Trail.  Go for a hike or just discover these beautiful grounds and gardens.  The Outdoor Garden Areas are open from 10 a.m. to 8 p.m., late April to Thanksgiving and 10 a.m. to 5 p.m., Thanksgiving to spring opening with the exception of the Rock Garden that is closed from Thanksgiving until spring opening.

There are several gardens that make up the region including the Laking Garden (south of Plains Road W near Botanical Drive), Hendrie Park and Sanctuary on the north side of Plains Road W. as well as Arboretum – a 3km drive from Plains Road West to York Blvd. to Old Guelph Road. The Fishway is a 7km drive and also just under 1 km walk: Plains Rd. West to York Blvd., right on Dundurn St., right on King St., right on Macklin St., park at Princess Point, walk to Fishway (no direct vehicle access from York Blvd.).  Visit rbg.ca for details or download the Visitor Guide (pdf).

Another popular day trip is from Burlington, Oakville or downtown Toronto to Niagara Falls Canada. The best way to see this is with Niagara Day Tours (www.niagaradaytour.com). You can ride the Maid of the Mist boat and see the Falls up close and personal, experiencing the actual spray of these world famous waterfalls.  The Niagara Falls day trip from Toronto or Burlington includes visits to Niagara on the Lake for wine tasting, the Floral Clock, Smallest Chapel in the World and other local attractions. You can even choose to see Niagara Falls from above with a helicopter ride.  This day trip is a fabulous way to explore the region and see the Falls for a low day tour price.

Bronte Creek Provincial Park also offers things to do for the day including a play barn, skating rink in winter, and even a complete Campground.

Visit the Niagara Escarpment and take in panoramic views of this great outdoor paradise.

Enjoy your day trip from Burlington Ontario.




Burlington Ontario – The Best City of Its Size in Canada

MoneySense Magazine has called Burlington, Ontario top ratings for factors such as “mild weather, low unemployment, low crime, high incomes and even a thriving arts community”.

There are wonderful things to do in Burlington, on the shores of Lake Ontario.  There are often free music concerts at the park by the lake.  Beachway Park offers beautiful white sands.

Beachway Park is off of Lakeshore Road in Burlington and near the QEW. There is also the Waterfront trail nearby.  The Beachway Park Hotline (recorded information) 905-634-7263 (905-634-SAND): June-September (water quality conditions at beaches) tells about current conditions. December-March (ice conditions at Rotary Centennial Pond).   West of Brant on the QEW heading toward Niagara, there are also some waterfront activities so you can call City of Burlington Festivals and Events hotline at 905 335-7766 for details.

Beachway Park Burlington Ontario

Lowville Park is also a nice place and is on the other side of Burlington alongside Bronte Creek at 6207 Guelph Line, Burlington, ON.

Catch the salmon swimming upstream in Bronte Creek (seasonal).

You can ride along the Waterfront trail by bike and enjoy all the area has to offer. Stop off for a picnic or at one of the lakeside dining establishments.  Stop in Easterbrook’s for traditional foot long hot dogs or get some of the best ribs at Canada’s Largest Ribfest (Aug. 30 – Sept. 2, 2013).

Stroll through Spencer Smith Park and enjoy the winter Festival of Lights.

If you need more tips, you can stop by the visitor information center at 414 Locust Street.

If you are moving to Burlington and need a mortgage for your new home, contact us for a local mortgage agent or broker that can help you save money on lower rates and also help you with the application process at no cost to you.



Burlington and Oakville Voted Best Place to Live in Canada

Best Place To Live in CanadaBurlington and Oakville were voted best places to live in Canada for mid-sized cities.

They were also voted Best City in Canada for Immigrants.  Calgary was also a winner in this category.  It is noted that Vancouver did not make the list.

Weather, jobs and infrastructure are some of the most important components of making a place desirable.  A low crime rate, good schools and support for families is also extremely important.  It seems the GTA has alot of these things going for it.

Cultural activities are also important so some communities received points for engaging local citizenry in the arts and in an active lifestyle with sports.

MoneySense had a slightly different twist on their poll and had Burlington in 3rd place and Oakville in 5th.

No matter whose poll you look at though, we can be proud that Burlington and Oakville are usually listed near the top.


First Time Home Buyer Mortgage in Burlington and Milton Ontario

A first time home buyer can benefit from the experience of a local mortgage broker who knows about the first time home buying process and lenders that accomodate that.

A first time home buyer has so much on their mind. If the home is new, they need to monitor the construction and select all of the options from tile, wood flooring, bath fixtures and accessories as well as layout customization and upgrades.  The combination of new home construction and first time home buying can be daunting.

Other times, a first time home buyer is buying a condo or townhouse and wants to benefit from home ownership. There are some pitfalls to the mortgage and borrowing process that need to be avoided, as every 1/4 point in additional interest may translate into thousands of dollars over the life of the loan.

Why just hand over your hard earned money to banks when a mortage broker can help you more thoroughly investigate the borrowing options across multiple lenders at no cost to the borrower without needing multiple applications completed.  Only one credit report is pulled, but the borrower has the benefit of knowing their loan is being shopped across many lenders that compete for their business.

This is the way to obtain the best rates and also best terms for your particular situation and needs.

If you are buying a home for the first time in Ontario, Canada, call Lee Anne Taylor of Home Loans Ontario, Burlington – a Dominion Lending Centres mortgage agent.

New Immigrant Mortgage Canada

New Immigrant Mortgage Ontario Canada

Call a Mortgage Broker if you are a New Immigrant to CanadaCall a Mortgage Broker if you are a New Immigrant to CanadaIf you are new to Canada, getting the help of an established mortgage broker that knows how to help new landed immigrants is going to help you get financing sooner and possibly qualify for better rates.

If you still need help in becoming an immigrant to Canada,  Click Here!

Once you have all your immigration documentation in order and are ready to find a home, getting prequalified is going to make shopping for the home more enjoyable as sellers will take your offer more seriously and you will also be able to search for homes that meet your pricing requirements.

If you want to wheel and deal, you can check out the Canada foreclosure listings here: Click Here for Canada Foreclosures!

A new immigrant mortgage in Canada does not mean you can’t qualify for the best rates, you just need to be in contact with a mortgage broker who knows whom you can qualify with.  Your experience and income as a professional, a self-employed individual, corporate employee or trades person will count.  The consultation should be made by phone before you even arrive in Canada to help you gather all the necessary documents in your country of departure.

Typically residents to Ontario Canada may arrive from many countries around the world including the U.K., India, Germany, China, Australia, Phillipines, the U.S. or other countries.  A good mortgage agent can help consult you with setting up your credit and establishing Canadian credit upon landing in Canada.  A bank reference from your country may also help you qualify.  The first year is the most difficult after arriving in Canada until you can establish Canadian credit, but that does not need to hold you back if you need to qualify for a mortgage so you can buy a house as soon as you land in Canada.

For expert consultation, call Claire at the Mortgage Medics to help you. She has helped immigrants from the U.K. and many other countries land successfully in Canada and obtain the right financing as she herself was at one time a U.K. immigrant to Canada.



Mortgage Broker Burlington

Find the Best Mortgage Rates in Ontario Canada
One way to find the best mortgage rate and borrowing terms in Ontario, Canada is to start comparing all of the different bank rates, discount lender rates other lender rates. There are many factors to consider when shopping for mortgage rates between institutions that go beyond the posted mortgage rate.

Each lender has a hidden discount factor which they can reduce the mortgage rate depending on the credibility and documenation of the buyer. The more income that can be documented, the better the interest rate.  Regulators have placed institutions under increased scrutiny, so they must comply with more lending laws and also lending oversight. This results in many credit worthy borrowers either not being offered the best interest rates or not qualifying for a mortgage at all.

In the U.S., many credit worthy potential homebuyers cannot get a mortgage at an acceptable rate or at any mortgage rate. This makes seemingly low interest rates not true for many potential buyers because the loan is not accessible. Borrowers must settle for excessively high interest rates over 6 percent and in some cases up to 11% or more from hard money lenders because they cannot verify their income, are self-employed or are just moving to the country and are not allowed to show their credit records from the country they are arriving from.

This leaves many buyers not just wondering about finding the best interest rate, but finding the best interest rate they can actually get from a particular lender.

Shopping mortgage rates across banks and lenders is be very time consuming so it makes sense to consult a local qualified mortgage broker who has the industry contacts and can navigate the mortgage application process with you to find the most appropriate lender for your particular situation. 

If you are in the Burlington area, contact the best mortgage broker in Burlington for assistance.

Happy Home Loan Hunting!

New Homes vs. Resale Homes in Ontario

New home builders have cut back on the production of new homes in the wake of the global financial crisis, but have reactivated building permits last year only to be met with one more homebuyer resistance factor.

The new HST tax on new homes may not affect low priced homes as much due to rebates being offered, but on the higher end homes, the full burdon of the HST plus LLT or land transfer tax packs a big wallup.

This tax may have price so called “home-flippers” out of the market. These speculators created a liquid market for real estate by buying homes and reselling them over time to willing buyers. Many times these speculators also invested in upgrading the home over the standard builder fixtures.

One thing is for certain, a million dollar home may cost as much as an additional 10% in order to buy new. This will artificially put pressure on new home prices and may give a slight lift to preowned homes.

How it plays out over the next year remains to be seen, but levying a full tax on new homes cannot be a good thing for new home construction in Ontario.

If you are looking to refinance your home or buy a preowned home, get financing from one of Burlington’s expert mortgage brokers or agents such as Homeloansontario.ca


Christmas in Burlington

Christmas in Burlington

Christmas in Burlington

Being in the center of the Golden Horseshoe are of the GTA, Burlington is close to both Toronto and Niagara as well as other Lake Ontario area destinations. There are many Christmas and holiday related activities in the region from the Christmas parades and festivities to the awesome Festival of Lights in Niagara Falls.

Burlington captures the Christmas spirit with many local events such as the Singleton Family Lights On Christmas Display located in Campbellville and a tradition now for over 30 years. The Singletons share their love for Christmas each year by putting on an impressive Christmas display featuring lights, music, animated boxes, giant candy canes, snowmen, reindeer and holiday joy.

The Singleton Family Christmas Festival of Lights is open to the public free of charge from mid-November to the end of December and they accept donations for the Halton Women’s Place for its Children’s programs. The display is located south of Highway 401 (exit 312) in Campbellville at 8565 Guelph Line.

The United Church also holds Christmas Concerts such as Saturday evening November 27 at the 375 Plains Road East location (7:30 pm to 9 pm).

Friday December 3, 2010 at 8 pm, the Gingerbread Village and Tree Lighting Event is being held at 422 Pearl Street. This year there will be twelve gingerbread houses decorated to the nines, so sip some cider and hear the Victorian carolers share holiday songs. The official tree lighting occurs at 8:30pm to light up the Village Square.

Sunday December 5, 2010 features the Christmas Parade in Burlington at 2 p.m. which starts from the Burlington Mall, Prospect Street and Guelph Line. This year there are over 65 entries in the parade.

So join your fellow merrymakers this year and get in the holiday spirit. It seems it will be a White Christmas in Burlington this year.

Burlington Ontario Suburb and Halton Region has Low Crime

Burlington Ontario Crime

For a town of over 173,000 residents, Burlington Ontario is a safe place to live, work and raise a family. According to the Halton Regional Police Service, the reports of violent crime per year in all of Halton Region was only 386 in 2009 and there were only 1,729 property crimes in all of 2009 as well. There are a few break and enter crimes as there are anywhere, but Halton Regional Police pride themselves on quick response and also partner with Crime Stoppers of Halton to achieve a safe community standard.

The Crime Stoppers of Halton is a non-profit, non-police organization that encourages public engagement in crime prevention.   This organization has processed over 10,000 tips from the community since its inception in 1988.  Even local high schools are facilitating the use of the Crime Stoppers network to report crimes in the community.  By having each citizen be the eyes and ears of law enforcement, the unwanted element is kept at bay.

There are several common themes to teach kids to take a proactive stance against crime.

Teach kids never to talk to strangers

Know where your kids are at all times

Make a list of your kids local hangouts, friends and neighbors for easy phone access

Kids should always walk in a group or with a friend, never alone

When walking home from school, kids should take the best public path and not wander through forested areas or other shortcuts.

The communities of Oakville, Burlington and Ancaster are some of the nicest communities in the region.